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Use the link below to see upcoming NACHA rule changes, their effective date and guidance on maintaining compliance:

NACHA Rule Changes

ONLINE SECURITY: Prevention, Detection & Reporting

1. Reconcile all banking transactions on a daily basis.

2. Initiate ACH and wire transfer payments under dual control, with a transaction originator and a separate transaction authorizer.

3. Utilize routine reporting on transactions.

4. Perform periodic risk assessment of the banking products/services you use.

5. Immediately report any suspicious transactions to the financial institution by sending an email to or calling your local branch.

6. Stay in touch with other businesses and industry sources to share information regarding suspected fraud activity.

For online security questions please contact us at 401.348.1200 or 800.475.2265. Representatives are available to assist you Monday through Friday 8:30am-6:00pm, or Saturday 8:30am-1:00pm.

Holidays Observed by The Washington Trust

Holidays Observed by the Federal Reserve

Note: If January 1, July 4, November 11, or December 25 fall on a Sunday, the next following Monday is a standard Federal Reserve Bank holiday.
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